Financial Clarity
For Smarter Decisions
N R Finserv arranges loans, insurance and investment advisory for individuals and businesses across India, with underwriting that looks at the whole picture, not just the score.
Six ways to put capital to work
From a first personal loan to structured business finance, each product is built and priced for a specific stage of your financial life.
Personal Loan
Unsecured funding up to ₹25 lakh for medical, wedding or education expenses, disbursed within 48 hours of document verification.
Business & MSME Loan
Working capital and term loans for proprietorships, partnerships and private companies, secured or unsecured depending on ticket size.
Loan Against Property
Unlock capital against residential or commercial property with tenures up to 15 years and no prepayment penalty after year two.
Insurance Advisory
Independent comparison across term, health and general insurance partners, matched to your existing cover and family situation.
Investment Advisory
SIP, mutual fund and fixed-income planning from SEBI-registered advisors, with a fee-only model and no product commissions on advice.
NRI Remittance & Lending
Home loans, property-backed lending and remittance support for Non-Resident Indians investing or purchasing property in India.
Why choose N R Finserv?
We are a lending and advisory company, not a marketplace — every file is underwritten by an in-house credit team, not sold to the highest-bidding partner.
How an application moves
Four steps from enquiry to disbursal — most secured loans clear underwriting inside two working days.
Submit your details
Share income, loan purpose and the amount you need through the branch, phone or the customer portal.
Upload documents
KYC, income proof and collateral documents where applicable, verified digitally against source records.
Credit review
An underwriter — not an algorithm alone — reviews the file and confirms terms, including any conditions.
Disbursal
Funds are transferred directly to your bank account once the loan agreement is signed and verified.
Loan Eligibility Calculator
Enter your income and existing obligations to see an indicative loan amount and EMI. This is a planning estimate only.
This calculator gives a planning estimate based on a simplified fixed-obligation-to-income model and does not constitute a loan offer. Actual eligibility, interest rate and tenure are determined after credit appraisal, income document verification and internal policy checks by N R Finserv Private Limited. Rates shown are indicative and subject to change.
EMI Calculator
Already know the loan amount you want? See the monthly instalment, total interest and total repayment for any amount, rate and tenure.
This is a standard reducing-balance EMI calculation for illustration only. Your actual EMI depends on the interest rate, processing fees and disbursal schedule confirmed in your loan agreement with N R Finserv Private Limited.
"They looked past my credit score and asked about the actual business — that's the conversation that got my working capital loan approved when two banks had already said no."